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Camden Development Finance

Bridging Loan Calculator

Use our free bridging loan calculator to estimate your monthly interest payments, total costs, and the full amount repayable at the end of your loan term. Adjust the inputs to compare different borrowing scenarios.

Estimate Your Bridging Finance Costs

Enter your property value and desired loan amount to see the monthly interest payment, total interest over the term, arrangement fees, and the full amount you will need to repay. Bridging loans are short-term facilities typically used for auction purchases, chain breaks, and light refurbishment projects.

Loan Details

The current market value or purchase price of the property

£

The amount you wish to borrow against the property

£

The loan as a percentage of the property value (typically up to 75%)

%

Monthly interest rate on the bridging loan (typical range 0.44-1.0%)

% pm

The length of the bridging loan (typically 1-24 months)

One-off fee charged by the lender for setting up the loan (typically 1-2%)

%

Monthly Payment

Monthly Interest Payment

£2,063

Based on 0.55% per month on £375,000

Cost Breakdown

Loan Amount
£375,000
Effective LTV
75.00%
Total Interest (12 months)
£24,750
Arrangement Fee (1.5%)
£5,625
Total Cost of Borrowing
£30,375
Total Repayable
£405,375

Cost Visualisation

Disclaimer: This calculator provides indicative figures only. Actual lending terms will vary depending on the property, your circumstances, and the lender selected. Some bridging lenders offer retained interest (added to the loan) rather than monthly serviced interest. Contact us for a personalised bridging loan quote.

Need a Bridging Loan in Camden?

Get a free, no-obligation bridging loan quote. We compare rates from 100+ lenders to find the best deal for your property transaction.