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Camden Development Finance

Development Finance Calculator

Use our free calculator to estimate your development finance facility size, total interest costs, arrangement fees, and projected profit. Adjust the inputs below to model different scenarios for your Camden development project.

Model Your Development Finance

Enter your purchase price, build costs, and expected Gross Development Value (GDV) to see how much you could borrow and what it will cost. The calculator works out your maximum facility based on both Loan-to-Cost and Loan-to-GDV ratios, then uses the lower figure as your actual borrowing limit.

Project Details

The acquisition cost of the land or property

£

Total construction and refurbishment costs including professional fees

£

The estimated market value of the completed development

£

Maximum percentage of total project cost the lender will fund (typically 55-70%)

%

Maximum percentage of Gross Development Value the lender will fund (typically 55-65%)

%

Monthly interest rate charged on the drawn facility (typical range 0.65-1.1%)

% pm

Expected project duration from drawdown to completion and sale

Facility Summary

Total Project Cost
£800,000
Max Facility (65% LTC)
£520,000
Max Facility (60% GDV)
£720,000
Actual Facility (lower of two)
£520,000
Equity Required
£280,000

Finance Costs

Total Interest (0.75% x 18 months)
£70,200
Arrangement Fee (1.5%)
£7,800
Total Cost of Finance
£78,000

Profit Summary

Gross Development Value
£1,200,000
Total Costs (incl. finance)
£878,000
Estimated Profit
£322,000
Profit on Cost
36.67%
Return on Equity (ROI)
115.00%

Cost Breakdown

Disclaimer: This calculator provides indicative figures only. Actual lending terms, rates, and fees will depend on your specific project, experience, and the lender selected. Interest is calculated on the full facility for simplicity; in practice, interest is usually charged on drawn funds only. Contact us for a personalised quote.

Get a Personalised Quote Based on These Numbers

Our team can refine these estimates and source the best terms from 100+ lenders for your specific Camden development project.